Yesterday I had 14 separate customers with "Not Finalized" orders. It's a new one day record for me. As usual it is extemely frustrating watching these people who apparently don't know their own billing address or CCV codes get declined... And I have fairly leniant AVS settings on my merch account...

I also had 3 "insufficient funds" declines. Noticing this alot more frequently lately.

Is anyone else noticing this or am I special?